An occupational pension scheme (www.practicallaw.com/8-107-6900) that has more than one participating employer (www.practicallaw.com/6-206-1084). Multi-employer schemes are either segregated, meaning that the scheme assets may only be used for a particular section of the scheme, or non-segregated, in which case there may be an element of cross-subsidy between sections. Specific legislative provisions apply to multi-employer schemes in particular areas, for example, in relation to the entry criteria for the Pension Protection Fund (PPF) (www.practicallaw.com/3-204-1196).